区块链技术下的智能安全可靠支付系统设计
2024,46(3):237-246
张艳硕
北京电子科技学院 密码科学与技术系, 北京 100070，zhang_yanshuo@163.com
刘宁
北京电子科技学院 密码科学与技术系, 北京 100070
刘天野
北京电子科技学院 密码科学与技术系, 北京 100070
陈颖
北京电子科技学院 密码科学与技术系, 北京 100070
张黎仙
北京电子科技学院 密码科学与技术系, 北京 100070
北京电子科技学院 密码科学与技术系, 北京 100070，zhang_yanshuo@163.com
刘宁
北京电子科技学院 密码科学与技术系, 北京 100070
刘天野
北京电子科技学院 密码科学与技术系, 北京 100070
陈颖
北京电子科技学院 密码科学与技术系, 北京 100070
张黎仙
北京电子科技学院 密码科学与技术系, 北京 100070
摘要：
为了增强支付系统的安全性和可靠性,设计了一种区块链技术下的智能支付系统。这个系统利用区块链的去中心化和分布式账本特性,提供了一种更加安全和透明的支付解决方案。系统将区块链技术、国密算法与支付系统相结合,给传统互联网支付系统提供一个更安全的保障。利用区块链技术的点对点特点,解决支付效率和数据安全等方面的问题。借助互联网大数据技术,对用户进行信用评级,提供信贷服务。结合跨链技术可以对不同区块链的数据进行共享,更好地解决资金流动性。相比比特币和以太坊等电子货币系统,该系统在安全性、交易吞吐率和交易时延等方面做到了权衡发展,使得各方面的性能有了一定程度的均衡提升,更能满足当前环境下的应用需要。
为了增强支付系统的安全性和可靠性,设计了一种区块链技术下的智能支付系统。这个系统利用区块链的去中心化和分布式账本特性,提供了一种更加安全和透明的支付解决方案。系统将区块链技术、国密算法与支付系统相结合,给传统互联网支付系统提供一个更安全的保障。利用区块链技术的点对点特点,解决支付效率和数据安全等方面的问题。借助互联网大数据技术,对用户进行信用评级,提供信贷服务。结合跨链技术可以对不同区块链的数据进行共享,更好地解决资金流动性。相比比特币和以太坊等电子货币系统,该系统在安全性、交易吞吐率和交易时延等方面做到了权衡发展,使得各方面的性能有了一定程度的均衡提升,更能满足当前环境下的应用需要。
基金项目：
Design of intelligent security and reliable payment system based on blockchain technology
ZHANG Yanshuo
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China,zhang_yanshuo@163.com
LIU Ning
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
LIU Tianye
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
CHEN Ying
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
ZHANG Lixian
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China,zhang_yanshuo@163.com
LIU Ning
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
LIU Tianye
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
CHEN Ying
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
ZHANG Lixian
Department of Cryptography and Technology, Beijing Electronic Science & Technology Institute, Beijing 100070, China
Abstract：
In order to enhance the security and reliability of the payment system, an intelligent payment system under blockchain technology was designed. This system leverages the decentralized and distributed ledger nature of blockchain to provide a more secure and transparent payment solution. The system combined blockchain technology, state secret algorithm and payment system to provide a more secure guarantee for the traditional internet payment system. The point-to-point characteristics of blockchain technology was used to solve the problems of payment efficiency, data security, etc. With the help of big data technology of internet, credit rating was provided to users and credit services are provided. Using trans-chain technology, the data of different blockchains can be shared to figure out a better solution to the liquidity of funds. Compared with Bitcoin, Ethereum and other electronic money systems, the system has achieved a balanced development in terms of security, transaction throughput and transaction delay, which has improved the performance of all aspects to a certain extent, and can better meet the application needs in the current environment.
In order to enhance the security and reliability of the payment system, an intelligent payment system under blockchain technology was designed. This system leverages the decentralized and distributed ledger nature of blockchain to provide a more secure and transparent payment solution. The system combined blockchain technology, state secret algorithm and payment system to provide a more secure guarantee for the traditional internet payment system. The point-to-point characteristics of blockchain technology was used to solve the problems of payment efficiency, data security, etc. With the help of big data technology of internet, credit rating was provided to users and credit services are provided. Using trans-chain technology, the data of different blockchains can be shared to figure out a better solution to the liquidity of funds. Compared with Bitcoin, Ethereum and other electronic money systems, the system has achieved a balanced development in terms of security, transaction throughput and transaction delay, which has improved the performance of all aspects to a certain extent, and can better meet the application needs in the current environment.
收稿日期：
2022-01-20
2022-01-20
